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The products and information contained herein are intended to be used by the consumer for his/her own benefit. The unauthorized use of these products and information to benefit a second party may be considered the unauthorized practice of law.

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As with any legal matter, common sense should determine whether you need the assistance of an attorney. We urge you to consult with an attorney, qualified estate planner, or tax professional or to seek any other relevant expert advice whenever substantial sums of money are involved, you doubt the suitability of the product you are using, or if there is anything about the product that you do not understand including its adequacy to protect you. Even if you are completely satisfied with this product, we encourage you to have your attorney review it.

It is understood that by using this product, you are acting as your own attorney. Consequently, neither the author, publisher, distributor nor retailer are engaged in rendering legal, accounting or other professional services. Accordingly, the publisher, author, distributor and retailer shall have neither liability nor responsibility to any party for any loss or damage caused or alleged to be caused by the use of this product.

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